Why Work With A Full-Service Broker?
One of the most important factors in meeting your investment goals may be the long-term relationship you have with your Financial Advisor. Beyond the comfort of working with a fully trained professional in the pursuit of your investment goals, there are many tangible benefits that you may expect from a full-service broker:
- Single-point access to a wide variety of investment options, including fixed-income offerings, international equities and bonds, personalized financial planning, estate, trust and philanthropic services, and more.
- Long-term investment planning geared to individual risk tolerances and time horizons, including asset allocation guidance.
- Assistance in making decisions concerning Roth IRA conversion, tax-efficient 401 K roll over and corporate retirement plan selection.
- Clear and accurate statement reporting, including realized and unrealized gains/losses, amortization and accretion of fixed-income securities and much more.
- On line account information and bill paying.
- A selection of money market funds, with automatic reinvestment of cash balances.
- An option to automatically reinvest stock dividends.
- Appropriate year-end planning activity to help you reduce capital gains and position your portfolio for future opportunities.
Step 1: Set client objectives
Step 2: Construct the investment portfolio
Step 3: Regularly evaluate performance
- You will own an individually managed portfolio tailored to your unique investment needs.
- Your portfolio will be diversified by economic sector as well as by security.
For a comprehensive review of your personal situation, always consult your legal advisor. Neither Cetera Advisor Networks LLC, nor any of its representatives may give legal advice.
Asset allocation is an investment strategy that will not guarantee a profit or protect you from loss.
Converting from a traditional IRA to a Roth IRA is a taxable event.
Before deciding whether to retain assets in a 401(k) or roll over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock. Please view the Investor Alerts section of the FINRA website for additional information.
An investment in a money market fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve your $1.00 per share, it is possible to lose money in the fund.
A diversified portfolio does not assure a profit or protect against loss in a declining market.