568 Red Oak Lane,
Today the retirement plan options for employees are slim to none – and many are aimed at the most conservative investor. Consider that often low risk means low return. Inflation often means that over time, our buying power is reduced. To give an example, consider that a year from now, money buried in the back yard may buy an average of four percent fewer groceries! We can open our own IRAs to provide protection for the future and provide possible tax savings. On the “non retirement account” end, TOD (transfer on death) accounts reduce distribution restrictions from the picture, and direct who gets your account upon your death.