Financial Network

Life & Finance in Harmony

Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

In today's fast paced world, few people have the time or resources to dedicate to managing their investments - whether it involves researching bond ratings, reviewing company earnings, or tracking investment performance.

As your financial advisor, I will alert you to new new opportunities and advise you on changing market conditions that may affect your investments.   It's all part of my long term commitment to my clients.

Why work with a full-service broker?

There are many tangible benefits that you may expect from a full-service broker:

  • Single point access to a wide variety of investment options;
  • Long-term investment planning geared to your goals;
  • Assistance in making decisions concerning Roth IRA conversion, tax-efficient 401K rollover and corporate retirement plan selection;
  • Clear and accurate statement reporting;
  • On line account information and bill paying;
  • A selection of money market funds;
  • An option to automatically reinvest stock dividends;
  • Appropriate year end planning activity to help you reduce capital gains.

Please call at any time to learn more about the benefits of working with a full-service broker.

Nancy L. Daniel, MSA 
Financial Advisor/Owner

Telephone 440.527.0672
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

More Calculators →

Newsletters

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

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